Last Social Security payment in June – Retirees who will receive $1,900

Chris Hemsworth
5 Min Read

Millions of retired Americans are set to receive their final Social Security payment for the month in less than two days. While these payments help cover living expenses, many retirees still struggle with bills and inflation.

Social Security payments usually replace about 40% of a retiree’s pre-retirement income, making it crucial to start saving and planning early. Here’s what you need to know about the upcoming $1,900 Social Security payment.

Understanding Social Security Payments

How Much Can You Receive?

On average, retirees receive a $1,900 Social Security payment each month. However, the exact amount varies based on earnings and the age benefits are claimed. Some retirees get up to $2,710 if they start at age 62, and up to $3,822 if they wait until the full retirement age of 67. Those who delay until 70 and have contributed for 35 years based on maximum taxable earnings can receive up to $4,873 monthly.

Upcoming Payment Dates

The Social Security Administration (SSA) has announced payment dates for the next month. The final payment for June will be made on Wednesday, June 26th, for retirees born between the 21st and 31st of any month who started receiving benefits after May 1997. Payments will resume on July 1st for Supplemental Security Income (SSI) recipients. Here are the July payment dates:

  • 2nd Wednesday (July 10th): Birthdate range 1st–10th.
  • 3rd Wednesday (July 17th): Birthdate range 11th–20th.
  • 4th Wednesday (July 24th): Birthdate range 21st–31st.

If your payment does not arrive on the scheduled date, wait at least three mailing days before contacting the SSA or check your My Social Security account online.

Claiming Social Security Payments

Applying for Benefits

There are three main ways to apply for your Social Security payments:


This is the easiest and most convenient method. Create or log into your My Social Security account on the SSA website and follow the instructions to apply.

By Phone

Call the SSA’s national toll-free number at 1-800-772-1213 (TTY 1-800-325-0778). A representative will guide you through the process.


Visit your local Social Security office. It’s best to make an appointment by calling the national number or contacting the office directly. This is helpful if you have complex questions or need assistance with documents.

Required Information

When applying for benefits, the SSA will need basic information such as:

  • Social Security number and birthplace.
  • Recent work history: Employer names and employment dates for the past two years.
  • Marriage details: Spouse’s or former spouse’s Social Security number, birthdate, marriage/divorce dates, and locations.
  • Direct deposit details: Bank routing and account numbers.
  • Eligible children: Information about children under 18, those 18 or 19 still in high school, or those who became disabled before age 22.

FAQs About Social Security Payments

1. What should I do if my payment is late?

Wait at least three mailing days past the scheduled date before contacting the SSA. You can also check your payment status online.

2. Can I change my payment method?

Yes, you can update your direct deposit information through your My Social Security account or by contacting the SSA.

3. How is my payment amount determined?

The amount is based on your lifetime earnings and the age you start receiving benefits. Delaying benefits can increase your monthly payment.

4. Can I work and still receive benefits?

Yes, but your benefits might be reduced if you earn over a certain amount before reaching full retirement age.

5. What happens to my benefits if I pass away?

Survivors, such as your spouse or children, may be eligible to receive benefits based on your earnings record.

Understanding Social Security payments is essential for retirees. Knowing how to apply, when to expect payments, and how much you can receive helps ensure you’re prepared for retirement. By planning early and staying informed, you can make the most of your Social Security benefits.

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